Do you consider yourself to be a good driver? If you do, you’re not alone. Many people think of themselves as good at driving and some insurance carriers offer a good driver discount on your auto insurance premium.


What is the good driver discount?

The good driver discount is a discount given by some car insurance companies to safe and low-risk drivers. While requirements for what makes a good driver vary widely, for the most part you will need a clean record for a certain number of years, with no accidents or traffic violations or tickets.


How do I get the discount?

Get in touch with your trusted advisor at Tompkins Insurance and ask if you have this coverage already applied to your auto insurance policy. If you don’t, ask about the requirements so that you know what to do to work towards being eligible for the discount.


Maintaining your good driver status

Getting and keeping the discount mean that you need to be a safe and conscientious driver on the roads:

  • Take a defensive driving course to learn how to be a better, safer driver.
  • Consider purchasing forgiveness insurance. Although you may pay a little extra today, the insurance company will ‘forgive’ one at-fault accident from your record.
  • Follow the rules of the road and avoid reckless driving.
  • Drive defensively. Leave plenty of space between yourself and other drivers.


Do you have more questions regarding your auto insurance? Let the team at Tompkins Insurance Agencies help you find reliable coverage. Contact us today to get started.