Finding affordable car insurance for students.

In between the cost of textbooks, tuition, doom fees, and food, students are well aware that there is little money left over for car insurance. Fortunately, auto insurance can be affordable for studying students! Here are a few tips to get you started on finding your affordable policy.

  • Increase the deductible

If you’re committed to saving money every month, consider raising your deductible in your policy. This is an out-of-pocket cost that you pay in the event of a claim, so keep it at an affordable cost for your finances. When you assume more financial responsibility in a claim, the insurer will often lower your premium, which means you can save a few dollars every month.

  •  Get good grades

Another great reason to work hard in school is to get a discount on your auto insurance. Believing that high-performing students make for safer drivers, many insurers offer discounts for students with good grades. Ask your insurer for more information about the eligibility requirements.

  • Stay on your family’s plan

When you go off to school, consider remaining on your parent’s auto insurance policy. If you don’t have your car at school, your parents could drop you down to an “occasional” driver on the policy, decreasing the premium while keeping you protected. To stay on your parents’ plan, all that might be required is that your family’s home is still your permanent address.

Are you ready to start your car insurance search? Visit Tompkins Insurance Agencies for the help that you need and deserve.