Specialties

For more than a century, Tompkins Insurance has been providing businesses across New York State and Pennsylvania with insurance solutions to help protect their assets and manage risk. We understand that you have worked hard to become experts in your industry – we have the experience to help ensure your success and growth.

Agriculture

Agriculture

Tompkins has a long history of serving the insurance and financial needs of the agriculture industry, and understands the unique risks that can threaten your business. We currently serve more than 100 farms across our footprint. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or agribusiness. Rapid changes in the industry are raising the stakes. Advanced technologies and new environmental concerns are pushing farming in new directions. By being proactive with a proper farm policy, your equipment and buildings can be covered in the event that an unforeseen circumstance disrupts your operations.

Auto

Automotive

Tompkins Insurance understands the automotive industry and the unique challenges it presents. We currently serve more than 100 automotive businesses across New York State and Pennsylvania, so our experience is extensive. Since we represent countless automotive insurance carriers, we know the strengths of each. And because we are an independent insurance agency, we aren’t tied to just one. We will quote your coverage with those that best suit your unique needs.

Contractor

Contractors

Whether you work residential, commercial or industrial, Tompkins Insurance can provide an insurance program sized for you. For decades, we have served general contractors and trade contractors alike by helping them protect their businesses. Tompkins Insurance assists with contractual risk transfer, safety management, and complementary services to aid your business in the areas of benefits, human resources, and management. Our agents serve you by shopping a network of the top-rated insurance carriers. That way, we can provide rate and risk assessment comparisons of insurance products for your contracting business.

Fire-Department

Fire Departments

Tompkins Insurance understands the unique needs of today’s emergency service organizations and recognize the importance of protecting your assets. We have a long history of helping the emergency service community manage their exposure to loss and protect what matters, and serve numerous fire departments throughout our regions. Our risk management department offers every client a suite of safety and training aids to help promote safety and reduce costs over time—and when claims do occur, our in-house team responds with personalized service and support.

Healthcare

Healthcare and Hospitals

At Tompkins Insurance, we will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we’ve got you covered. We currently serve numerous healthcare facilities in the same way, offering products and insights to help hospitals and healthcare facilities identify and protect against potential business disruptions. At Tompkins Insurance, our trusted advisors are experienced with the myriad of issues and concerns you face, and are prepared to help you better understand your insurance, manage your risks and reduce claims.

Restaurant

Hospitality

Tompkins Insurance understands the hospitality business and the unique challenges it presents. The coverage that we can provide has been tailored to meet the needs of the hospitality industry, and more specifically, the needs of your business. Our extensive experience in restaurant and hotel insurance, combined with our expertise of the hospitality industry, enables us to work with you to find an insurance program to best suit your business’ unique protection needs.

Manufacturing

Manufacturing

Tompkins Insurance is committed to supporting the future of the manufacturing industry and its continued growth. We offer insurance and risk management solutions that provide comprehensive protection to address exposures, mitigate risk, minimize losses, and drive down the total cost of risk. We have a dedicated staff specializing in manufacturing insurance that understands the complex issues that affect the industry. We will conduct a thorough analysis of your exposures to determine the proper insurance coverages to address your risks effectively.

Municipalities

Municipalities

Tompkins Insurance understands that municipalities have different needs than those of other businesses. That’s why we have a specialized team of insurance professionals that help provide the appropriate protection. The Tompkins Insurance Team is fully equipped to provide the guidance you need, competitive pricing and outstanding service. We offer products and insights to help municipalities and counties identify and protect against potential business disruptions. At Tompkins Insurance, our trusted advisors are experienced and prepared to help you better understand your insurance needs, manage your risks and reduce claims.

Non-Profit

Non-Profits

Tompkins Insurance understands not-for-profit organizations and the challenges they present, and is proud to serve numerous not-for-profit companies throughout our footprint. The nonprofit sector is a large and diverse one, and we understand the importance of flexibility to meet the specific needs and expectations of your organization. That’s why our coverage for nonprofits is focused on creating a customized approach with each policyholder. The Tompkins Team not only provides non-profit and social services insurance packages, but a menu of tools and resources to help manage your organization effectively, safely and with excellence.

Schools

Schools

Tompkins Insurance understands schools and the challenges they present. We currently serve more than 50 school districts, colleges, and universities across New York State and Pennsylvania. We maintain strong relationships with many school insurance carriers and know the strengths of each. Because we are an independent insurance agency, we aren’t tied to just one. We will quote your coverage with those that best suit your unique needs.

Ridesharing

Ridesharing Coverage

Major ridesharing companies, like Uber and Lyft, provide some insurance coverage for their drivers. However, this coverage may have “gaps,” leaving you unprotected at points during a driving assignment. Fortunately, some insurers can fill in the gaps between your own coverage and ridesharing companies. Tompkins Insurance now represents insurers in New York State and Pennsylvania offering this type of coverage. If you live in NY or PA and drive for a ridesharing company, or if you are thinking about doing so, contact your trusted Tompkins Insurance advisor so that we may review your options with you. We want to help you make an informed decision about your insurance coverage.

Technology

Technology

Tompkins Insurance understands that the risks and exposures in the technology industry are everchanging and increasingly complex. With the right tools, analytics and insights, our technology insurance solutions can help you better manage risk and drive the future of your business. The Tompkins Insurance team of industry-leading technology experts will work with your organization to uncover your unique risks and create a customized coverage plan to help ensure that you are protected.

Winery

Wineries, Breweries and Distilleries

Tompkins Insurance understands the wine, brewery and distillery industry and the unique markets associated with each. We currently serve many of these businesses in the prestigious Finger Lakes Wine region and in Pennsylvania. The coverage that we can provide has been tailored to meet the needs of the wine industry. Our extensive experience in agribusiness and farm insurance, combined with our expertise of the industry, enables us to work with you to adapt a program to suit your business’ unique protection needs. Our vineyard, winery, brewery and distillery insurance policies are designed to protect your business throughout the entire production process, from start to finish.