Protect your growing family with life insurance coverage.


If you’re pregnant, then you’re probably pre-occupied with doctor’s appointments, supply shopping, and learning about what to expect. It’s easy to forget about purchasing or reviewing your life insurance policy when you’re pregnant, but it is important that you do so!

When your family is growing, life insurance should be near the top of your to-do list. As a woman, you may not have thought of life insurance as a priority but it’s wise to consider now. When you have kids, your need for life insurance grows considerably. Keep in mind that you don’t need to be the breadwinner to need life insurance. Mothers contribute some income in at least 70 percent of married households with children under the age of 18 living at home. Even a small loss of income can affect the family’s current and future finances.

Life insurance is also important for stay-at-home mothers who care for their baby, which is a time-consuming and strenuous task at times. If you’re someone who has children and doesn’t work outside of the home, your family would likely need to pay for childcare and for someone to do other household tasks if you were suddenly gone. Fortunately, your life insurance can step in to help cover these costs so that your family doesn’t suffer financially.

Barring any medical complications, you should be able to obtain a life insurance policy early in your pregnancy. If you wait until your third trimester or if there are medical concerns surrounding your pregnancy, you need to wait until the baby is born to purchase a policy.

Looking for the right coverage for your growing family? For help securing life insurance in your local area, visit the team at Tompkins Insurance Agencies.