Safeguard yourself from accidents by learning the top causes.

After the world’s first auto-related fatality in London in 1896, the coroner said, “This must never happen again.” Little did he know that vehicle accidents and deaths would occur every day, everywhere. Even with all the advancements in vehicle safety technology, the number of people killed in auto accidents continues to rise. Ironically, when you take a look at the top causes of accidents, you’ll see that the greatest threat to drivers is the drivers themselves.


Using a phone, rubbernecking, talking, and adjusting the radio, among others, all continue to be distractions for drivers. Over the recent years, the number of distractions for drivers has only increased. From interactive navigational systems directly in the car to smartwatches, it seems impossible for drivers to stay focused. At least one study has found that driving and talking on the phone at the same time quadruples the risk of crashing. Place your phone well out of reach, get prepared before you set off, and stay focused on the road ahead.

Driver Fatigue

In the United States, drowsy drivers account for about 100,000 accidents every year. Symptoms of driver fatigue include heavy eyelids, frequent yawning, drifting from lane to lane, and misjudging traffic situations. If you feel tired behind the wheel, take a break, share the driving when possible, and avoid long drives after work.


Speeding is a large threat. Not only does it reduce the amount of time necessary to avoid a crash, but it also increases the risk of crashing. The crash is also more severe if it does occur. Simply slowing down and obeying posted speed limits can go a long way toward making the roads safer.

Safe driving habits and auto insurance help to keep you safe on the roads. If you need a new policy or are simply looking to switch to a reliable auto insurer, visit Tompkins Insurance Agencies. Our professionals can help you to secure car insurance that suits your needs and vehicle, all at the right price.