Make sure every policy is up-to-date before you enter the New Year.

 As the festive season draws to a close, now is the time to ensure that you have the right protection in place. You may have gained some gorgeous and expensive presents over the giving season or you may be considering some major life changes in the new year. Either way, the end of the year offers a fantastic opportunity to review insurance policies. This is a good way to make sure your auto, home and other insurance policies continue to meet your changing needs and lifestyle. Check out a handful of reasons why you need to review your policy.

You have changes in your life.

Think about everything that has happened in this past year. Perhaps you had a baby, got married or are driving an older vehicle now. These types of changes warrant a policy re-evaluation. These changes may also affect the type and amount of insurance you want to have.

You can possibly save money.

You may be eligible for discounts and not even realize it. For example, if your teenager is now driving your vehicle, he or she may be able to claim the Good Student discount. Additionally, if you bundle all of your polices under one insurer, not only will this mean that a review takes no time at all, but you may be able to save yourself money each month. Many insurers will offer a discount if you take out multiple insurance policies.

You can look for mistakes.

Do you remember the day you chose your insurance coverage? You may have selected a policy in a rush or without fully understanding the terms. A review presents a good opportunity to sit down and evaluate your current policy and assess your needs. There could be an incorrect date, a misspelled name, or insurance limits that you want to raise.

You may need more coverage.

If you’ve made improvements to the home or received expensive gifts this holiday season, you may need to update your insurance coverage. Insurance protects your assets – but only if they are listed or included in your policy! Take the time now to ensure your precious belongings are safe.

Are you ready to get started? Visit Tompkins Insurance Agencies for the help that you need and deserve to secure reliable personal and business insurance policies.