Maintain affordable auto insurance by avoiding these mistakes.

As a motorist, you need auto insurance. However, you want to maintain reliable coverage without breaking the bank. Fortunately, there are things you can do to keep your premiums low without sacrificing coverage. Start by avoiding these common mistakes that can increase your auto insurance premium.

Opting for minimum coverage. If you take out your state’s minimum required coverage and no more, you could be leaving yourself vulnerable. If you hit a luxury car like a Tesla or get hit by an uninsured motorist, you will need all the insurance you can get. If you’ve only opted for the minimum coverage, you could be on the hook for paying high costs out of pocket. Tailored coverage doesn’t have to cost the earth.

Not reviewing it. Your auto insurance isn’t a policy that you can purchase and then set aside and keep auto-renewing. Your policy should meet your current needs, rather than your needs a year ago. Take some time to read through your policy. Do you drive more miles each day to your new job? Are you parking your car in the garage every night instead of on the street? You could even be missing out on discounts! Be sure to update your coverage often so that it stays relevant.

Avoid making these mistakes that could end up costing you.  For help securing auto insurance in your local area, visit the team at Tompkins Insurance Agencies.