Understand how out-of-state speeding tickets will follow you home.  

What happens in Vegas does not stay in Vegas. You may have been caught speeding in another state and received an out-of-state ticket, but that doesn’t mean that you’re off the hook just yet. The state that has issued your driver’s license will almost certainly hear about your indiscretion.

Most states have interstate reciprocal agreements that require them to share information on convictions for moving violations. The most common is the Driver License Compact (DLC), signed by 45 states plus the District of Columbia. DLC-member states agree to report out-of-state convictions to each other.

Car insurance companies generally don’t care where you received a traffic ticket. To them, a conviction in any state makes you a riskier driver. However, traffic offenses are rated differently by different insurers and states.

Just because an out-of-state speeding ticket is reported to your local DMV, it doesn’t mean that you will experience a sharp rise in auto insurance rates. It all depends on your situation, state, and the insurance company.

The best way to avoid auto insurance hikes to your premiums is to avoid getting speeding tickets and other traffic violations – regardless of where you are in the country. If you do get a speeding ticket, attempting to fight it in court might result in a higher penalty cost but could keep it off your driving record.

Do you have questions regarding your insurance? For help securing auto insurance in your local area, visit the team at Tompkins Insurance Agencies.